How to Pay for Medical Care After A Car Accident with No Fault
March 7, 2019 designer

How to Pay for Medical Care After A Car Accident with No Fault

Posted in No Fault

How to Pay for Medical Care After A Car Accident using Personal Injury Protection Coverage

No Fault Auto Insurance

Personal Injury Protection coverage (Pip) and No Fault is a form of insurance. This insurance is a supplement to what you have. It applies to your automotive policy. It was created to limit the right to sue. You are covered no matter who was at fault. It is often called no-fault.

What Personal injury protection covers vary from state to state, but can include:

  • Medical Expenses
  • Emergency Rescue or ambulance
  • Income Loss
  • Accidental Death
  • Funeral expenses
  • Survivor benefits
  • Pain and suffering in some states
  • loss of “companionship”

Personal injury protection ( PiP) will not cover injuries caused by the following:

  • Mopeds
  • Farm Equipment
  • Recreational or off-road vehicles
  • Motorcycles (although personal injury protection might be available for motorcycles in some states, it also is very expensive)

It also will not cover intentional injuries caused by the insured, organized racing activities, or while in the commission of a felony.
Personal Injury Protection (Pip) will not cover services that your insurance company decides are not:

  • Reasonable
  • Necessary
  • Related to the accident
  • Incurred within 3 years of the car accident

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